Unsubsidized loan Close
A federal student loan that requires the borrower to pay the interest on the loan. You can elect to defer interest payments until the end of a grace period. However, this amount is added to your loan amount. You can deduct from your income the interest that you pay on student loans subject to income and dollar limits. Unsubsidized loans are available to all students. Stafford loans are the main type of unsubsidized student loans.