Should I pay points to lower the rate?

Less pointsMore points
Loan amount
$$
Term (years)
Interest rate
%%
Origination Charge
$$
Charge For Specific Interest Rate (Points)
%%
Other settlement services
$$

Your state + federal tax rate
%
Purchase price
$
Yearly property tax
$
Yearly property insurance
$
Years before you sell or pay off loan
Your savings rate
%

If loans have adjustable rates
Months before first adjustment
Months between rate adjustments
Maximum rate adjustment
%%
Minimum rate
%%
Maximum rate
%%
Margin
%%
Index rate
%%
Index rate change per adjustment
%%
Months between index adjustments

Regarding loan one

Regarding loan two


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