How much should I put down for a new home?

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Down payment
Interest rate
Term (years)
Origination Charge
Charge For Specific Interest Rate
Other settlement services

Your savings rate
Your state + federal tax rate
Purchase price
Yearly property tax
Yearly property insurance
Years before you sell or pay off loan
Charge for specific interest rate: An additional charge, expressed as a percentage of the loan amount, to obtain a lower interest rate.
Appraisal value: Appraisal value is the market value of an asset that is derived from the appraisal process. Depending on the asset, the method used to appraise the asset will differ. For homes, appraisers often use a method that includes recent sales data of comparable homes. They may also use the replacement method, which is the cost to replace the home at today's prices.
Cost-benefit analysis: An analysis of the cost effectiveness of different alternatives in order to see whether the benefits outweigh the costs.
Savings interest rate: The yearly interest rate you earn on your savings.
Private mortgage insurance (PMI): An insurance policy that protects lenders against loss if a borrower defaults. Typically required if the loan-to-value (LTV) ratio of the home exceeds 80%.
Interest rate: The amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of money.
Tax rates: The percentage of your taxable income that is owed to the state and federal governments. The tax rate increases as the taxable base amount increases.
Other settlement services: Fees paid for services associated with the purchase of a home that do not represent compensation to the lender and/or the broker for originating the loan.
Origination Charges: The sum of all fees and charges from origination-related services. This represents all compensation to the lender and/or broker for originating the loan.
P+I: An acronym for the principal and interest that you pay on a mortgage loan.
P+I+T+I: An acronym for loan principal, interest, property taxes and homeowner's insurance.
Term: The period of a loan, generally measured in years. Auto loans generally range from 2 to 5 years. Mortgage loans: 15 to 30 years.
Origination fee: A lender may charge an origination fee that is additional to any mortgage points you pay. Origination fees are the lender's charge for funding your mortgage with a mortgage broker. The process of funding your loan is called origination.
Homeowner's insurance: Protects the homeowner from weather-related damage, as well as potential liability from events that occur on the property. Normally required by lenders.
Property tax: A tax assessed on real estate by the local government, usually based on the value of the property (including the land) you own.
Down payment: The cash you deposit towards the purchase of home, car, etc. The larger the down payment, the less you are required to borrow.
Property Taxes and Homeowner's Insurance: A typical monthly mortgage payment consists of amounts for loan principal, interest, property taxes, and homeowner's insurance.